Citizens Finance Group stores make the loan process simple and convenient. Since each Citizens Finance Group store is locally owned and operated, all loan decisions are made locally.
We make all types of loans - including automobile, personal property and certain real estate loans - up to $10,000. We can take care of whatever financing need you might have. Feel free to contact us by phone, or use our online application. To use our online application, start by answering the question below.
When Life Happens, We've Got Your Back. Simplify Your Finances with a Fixed Rate Loan. Credit Score Not Perfect? No Problem.
**Please come in store to complete the application!**
Residents of AL: Not all applicants will qualify. Approval depends on applicants ability to meet our credit criteria for the loan size requested. Repayment terms of 12, 18, 24, 30, 36 49, and 60 months are available. For a loan of $3,750 with a 24 month repayment period, an interest rate of 29.99%, a $192.00 origination fee and an APR of 34.97%, the borrower will make 24 monthly payments of $219.39. The maximum APR for this loan is 35.99%, fees and interest rates vary by state. Contact your local branch for more details.
Our lease-to-own solutions allow you to get key items like furniture, mattresses, appliances, tires, electronics, jewelry, and more—all without credit*.
Our application is fast and easy to complete, and won't harm your credit. You could get approved for $300 to $4,000 of shopping power by meeting these basic requirements:
Initial Fee: $53.00 | 90 Days Same as Cash!
Our application process is simple, and you get a notification of approval in seconds.
Snap approves amounts from $250 - $5,000.
Initial Fee: $10.00 | 90 Days Same as Cash!
With a Koalafi lease, you are helping more people get the things they need, while also giving them a chance to improve their credit. We buy the item from you and lease it to the customer. They will own it in full after making their last payment.
Initial Fee: $49.00 | 90 Days Same as Cash!
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